Wie machst du das mit Bargeld auf Reisen? Welches ist das beste Zahlungsmittel (Kreditkarte) auf Reisen? Soll ich Geld zu Hause oder vor Ort wechseln? Immer wieder werden wir von Freunden und Verwandten gefragt, welche Tipps wir für Geld auf Reisen geben können. Wie komme ich am einfachsten an Devisen – am besten ohne Gebühren? Wenn du das auch wissen möchtest, dann bist du hier genau richtig!
What is the best credit card for withdrawing money while traveling?
For us, the best credit card is the VISA card from Deutsche Kreditbank AG (DKB). We have been using them since 2010 and have only had good experiences. At first I only enjoyed the advantage of being able to withdraw cash from any ATM in Germany without any fees. Now that we travel a lot, we are grateful to be able to use this advantage abroad as well. Gone are the days when you had to buy a large amount of foreign currency from the local bank or travel bank in advance.
What are the advantages of the VISA DKB credit card?
The account and the VISA credit card are completely free. There really are no hidden fees. With the DKB credit card, you can withdraw national currency from any ATM anywhere in the world. We have already successfully tested this in many countries in Southeast Asia (Cambodia, Vietnam, Malaysia etc.) but also on trips to the USA. With the DKB credit card, you are in the comfortable position of always only withdrawing small amounts of cash and carrying them with you. We just feel a lot more comfortable and safer with it.
What we also find very interesting is the cashback program (DKB Club) from DKB. Here you get smaller discounts both online and on site. For example, on our last visit to Potsdam we ate in an Asian restaurant and thanks to the DKB we got a 10% refund on the entire bill.
In the following figure I have summarized all the important advantages for you.
Danger! In some countries, such as the USA, banks still charge fees for withdrawing money from ATMs. This is a processing fee charged by the ATM operator.
But here, too, the DKB is very accommodating and reimburses them immediately. All we had to do was email a brief summary of all the fees incurred to the DKB. Update 31.03.2016: From June 1st, the DKB will no longer reimburse third-party fees charged by ATM operators.
NEW: Pay worldwide free of charge with a credit card without foreign transaction fees
We hope we were able to show you an easy and cheap way to get cash abroad. If you are convinced, then simply go to the following link: Open a DKB account now!